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2026 U.S. Paycheck Calculator

Estimate 2026 federal income tax, employee FICA, editable state/local tax, and take-home pay.

U.S. tax year 2026 estimate. State and local rates default to rough planning values and must be replaced with rates applicable to you.

Your inputs

Editable planning estimate—look up the rate and rules for your state.
Set to zero if no local income tax applies.

Your result

Enter your information and select Calculate to see the result.

How this calculator works

The estimate applies 2026 IRS standard deductions and brackets, 6.2% employee Social Security through the 2026 wage base, and employee Medicare rates. State and local taxes use your editable flat-rate assumptions.

Change one assumption at a time to see which inputs have the greatest effect on the estimate.

Worked example

A biweekly employee can use 26 pay periods and compare the estimate with a pay stub.

Limitations

This is not payroll, tax, or filing advice. It omits credits, W-4 adjustments, many deductions, benefits, and jurisdiction-specific rules; use IRS Publication 15-T or payroll software for withholding. Editorial review approved for initial publication; review periodically as assumptions change.

Review this educational estimate against current quotes, official information, and your own budget before making a financial decision.